Overdrawn... BoA at fault!

topic posted Thu, September 29, 2005 - 5:01 PM by  m
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On 9/13 I deposited a check for $280 into the BoA atm. I wrote the check from another personal account. On 9/22, the check made it to my bank, posted and was debited the $280.

Yesterday, I logged onto my other personal account and saw that I was overdrawn by $280. I immediately called my bank and they told me that BoA had re-presented the same check for a (2nd time). My bank saw what happened and then credited me the NSF fees. Cool.

This morning I logged onto BoA, and I see that my account is in the red, with a returned check for $280. I went into BoA and printed out what had happened and explained that my bank rectified in on their end and wanted boa to do the same. BoA said that my check was damaged and that they do not accept damaged deposits. If that was the case, why process it. I was told that it was a computer error and that Solutions was the only dept that could belp me. Solutions said that it can be up to 2 weeks b-4 the situation is corrected. My other bank is going to fax them a copy of the paid check and will say there was no reason for the check to have been re-presented for a 2nd time.

For this bank to be one of the largest in the nation. They have no customer service and customer retention skills. The banker I spoke with didn't even seem phased that I would leave BoA.

Any solutions besides a good tongue lashing...
posted by:
m
offline m
Florida
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    Re: Overdrawn... BoA at fault!

    Thu, October 6, 2005 - 1:57 PM
    Geez. that really sux.

    All I this made me think...when yo mentioned how they weren't even phased that you wanted to close your account...was when I was applying for a student loan, and the choices were B of A or some other bank (I can't remember) I said "anyone but B of A!!!" and the admissions counselor laughed and said "Everyone says the same thing! Everyone hates them!"

    Anyway, your story is nuts. I've heard so many stories like this.
  • Re: Overdrawn... BoA at fault!

    Thu, October 27, 2005 - 1:46 PM
    Hi
    I can not explain in right words what Bank of America has done to me
    They have ruined my life; this Bank is full of CIRMINALS. Employees are looting, and those! BIG SHOTS are just watching and doing nothing.
    We the people who have put our trust in them to protect our valuables.
    “WHAT A SHAME” Please raise your voice and send this comments and complaints to the top person.
    Please go to my website for details regarding this Bank
    www.bankofamericaextortioninsidejob.com
    lailasltn@yahoo.com

    Thank You
  • Re: Overdrawn... BoA at fault!

    Thu, October 27, 2005 - 1:47 PM
    Hi
    I can not explain in right words what Bank of America has done to me
    They have ruined my life; this Bank is full of CIRMINALS. Employees are looting, and those! BIG SHOTS are just watching and doing nothing.
    We the people who have put our trust in them to protect our valuables.
    “WHAT A SHAME” Please raise your voice and send this comments and complaints to the top person.
    Please go to my website for details regarding this Bank
    www.bankofamericaextortioninsidejob.com
    lailasltn@yahoo.com

    Thank You
  • Bank of America big time SUCKERS

    Mon, January 30, 2006 - 5:59 PM
    URGENT URGENT URGENT!!!!!!!!!!!!!!!!!!!!!!!!

    My heart goes to the people who have been ripped off by Bank Of America and their Employees

    I can not explain in right words what Bank of America has done to me
    They have ruined my life; this Bank is full of CIRMINALS. Employees are looting, and those! BIG SHOTS are just watching and doing nothing.
    We the people who put our trust in them to protect our valuables.
    “WHAT A SHAME” Please raise your voice and join me. I will be holding Press Conference within two weeks. Send me your Email for the date and time.

    Please go to my website for details regarding Bank of America!!!!!!!!!

    www.bankofamericaextortioninsidejob.com
    lailasltn@yahoo.com

    Thank You

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