I like the small banks myself. I opened an account with Western Financial Bank.

I have had so many problems with money, credit card companies, debt consolidation companies, etc. I am actually going to start going to a 12 step program because I have emotional issues attached to money now. I can't look at my checkbook without crying.

My job was outsourced to india four years ago (medical transcription). It's hard to find a good paying transcription job in a hospital now. I used to make over 40 grand a year with full benefits in a hospital, 2-3 weeks paid vacation, medical, dental, 401k, etc. and now I make 10-15 bucks an hour with no benefits.

I was hospitalized last summer and my health insurance (Blue Cross/United behavioral health) wouldn't cover it because they said "I did not show clear signs of suicide"...let me tell you , I was suicidal after getting denied after appealing three times! AND I was paying $600 dollars a month for my COBRA in order to keep my health insurance after I got laid off! They just took my money and sodomized me with a $10 grand hospital bill!!!!! motherfuckers!

I ended up having to declare bankruptcy after getting a credit card debt of 20 grand down to 4 grand.

I mean, I just feel like it's a losing battle with these corporations. Screw the little guy.

So, yes, I am emotionally traumatized right now over my money issues and am finding that I actually need emotional help dealing with the simple task of balancing my checkbook. I feel that I am in a vicious cycle now and that I will recreate my financial mess again if I don't put a stop to it and get some help. I am hoping to hit my first debtors anonymous meeting next week.

So, Christina, I totally understand why you feel like you are going absolutely crazy right now. I really do.

These banks make you feel like YOU are the bad guy...YOU did something wrong...like YOU are the crook, as if YOU were irresponsible. You are not. THEY are greedy motherfuckers who could care less about you. You are nothing more than a number, a bank account. Their only loyalty is to the bottom line. They have no conscience.

So, Look out for number one. Look out for Christina.