Okay, well, first, there are two companies, now
1) Clowns of the US / Performers of the US / Specialty Insurance
2) American Fire Artists.

I run an open fire spin jam here in Culver City. It's held at a public park and is completely legal, which is actually pretty rare. Being able to tell police to piss off is better than it sounds. But in order to do it, the people who run it are required to maintain a $2M liability insurance and put The City of Culver City as an additional insured. And naturally, they want a copy.

Also, we do a gig at Knotts berry farms in the strictest jurisdiction in So Cal. Each performer is required to have liability insurance and have knotts as an additional insured, and wanted photocopies as proof.

These are the only two gigs I've done where insurance was so restrictive. Typically, if a venue asks for insurance, they want at least one person to have it. Only very rarely will people say all performers have to have it. Even the movie I shot just asked if we were insured and didn't want us to pony up proof.

BUT, being able to say that we can provide ALL insured performers has opened a lot of doors and, I think, gotten us gigs that we may not have otherwise.

As you move from birthday parties to corporate events, you may find insurance to open more and more doors.

And for less than $200 a year (for either of them) what the heck's the problem? sheesh.