Many years ago its difficult to get Credit Report for a year, but now a days it is very easy to get free instant credit reports that are both reliable and factual. This is because FCRA has recently made a ruling that the three major providers of credit reports, Equifax, Trans Union and Experian must provide a free credit report once per year. even though it is available and free of cost we have to ask them over phone or mail or by contacting them for credit report every year. if we ask only they will provide it. They will be asked to provide only one credit report per year.If you want to update your credit report you have to pay small fee for them to give frequent credit report.
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